Automobile

Wilson Mutual understands that you’re looking for affordable automobile insurance protection backed by a company you can trust. That’s why we’ve designed our Personal Auto Program to provide several options that allow you to tailor your policy to your family’s needs.

We offer a tiered rating program to allow for maximum flexibility in classifying drivers.  A variety of coverage options and deductible choices are available to package the right policy for your driving needs and style. 

We believe it's important that you know the protection your automobile policy provides. Please review the important coverage options on this page and discuss them with your Wilson Mutual agent. Working with an experienced Wilson Mutual agent is the best way to be sure you have the coverage you need.

 

 

• Personal Auto
• Classic Auto
• Antique Auto
• Motor Homes
• Farm Trucks - up to 28,000 GVW
• Recreational Trailers
• Utility Trailers

Coverages for you and your family:

• Liability (bodily injury & property damage)
• Medical Payments
• Uninsured Motorists
• Underinsured Motorists
• Personal Injury Protection (MN)

Coverages available for your auto:

• Physical Damage
• Caused by Collision
• Caused by Other Than Collision

Optional Coverages available include:

• Towing and Labor
• Rental Reimbursement
• Extended Non-Owned Coverage
• Joint Ownership Coverage
• Trailer/Camper Body Coverage
• Trip Interruption Coverage - Motor Homes
• Replacement Cost Coverage
• Full Glass
• Auto Loan/Lease Coverage
• Customizing Equipment
• Audio, Visual, and Data Electronic Equipment

Discounts available for even greater savings

• Multi-Policy 
• Distant Student  
• Loss Free Discount
• Renewal Discount
• Multi-Vehicle Discount
• Good Student Discount
• Valued Policyholder Discount (based on credit score)

 

Flexible Payment Options:

• Annual
• Semi-Annual
• Quarterly
• 10-Pay

Electronic Funds Transfer*

• Annual
• Monthly

*Installment fees are waived when this option is selected.

 

No coverage is provided by this Web site. This Web site only illustrates coverages offered under the Wilson Mutual Auto Program. It is not a statement of all policy coverages, provisions, conditions, or changes. Certain deductibles, provisions and limits may apply. Please see your Wilson Mutual agent for a complete listing of policy coverages and provisions. If there is a conflict between this Web site and the policy, the policy provisions shall prevail.