Whether you’re a landlord or own a seasonal home, you want to protect your investment. Wilson Mutual understands that you need insurance that is tailored specifically to the protection needs of your rental properties. That’s why we give you choices when purchasing the coverage you need.
This program includes coverage for the dwelling, as well as carpeting and appliances furnished for use on the insured premises. Coverage is also available for related private structures on the premises, personal property on the insured premises, additional living costs and fair rental value, along with liability coverage.
Please review the important coverage options on this page and discuss them with your Wilson Mutual agent. Working with an experienced Wilson Mutual agent is the best way to be sure you have the coverage that’s right for you.
The Dwelling Fire Program is available for the following:
- Rental Dwellings (1 to 4 family)
- Seasonal Homes
- Spec Homes
- Mobile Homes – Rented
The Dwelling Fire Program is complemented with a variety of optional endorsements to modify or enhance coverage. Some of these endorsements include:
- Limited Theft Coverage for Personal Property
- Ordinance or Law Coverage (Mandatory – MN)
- Replacement Value - Personal Property
- Vacancy or Unoccupancy
- Dwellings Under Construction
The following Discounts are available in the Dwelling Fire Program:
- New Dwelling Discount (25 years or newer)
- Multi-Dwelling Discount (3 or more dwellings insured on the same policy)
No coverage is provided by this Web site. This Web site only illustrates coverages offered under the Wilson Mutual Dwelling Fire Program. It is not a statement of all policy coverages, provisions, conditions, or changes. Certain deductibles, provisions and limits may apply. Please see your Wilson Mutual agent for a complete listing of policy coverages and provisions. If there is a conflict between this Web site and the policy, the policy provisions shall prevail.